Instamojo MCP server

Read Instamojo payment requests, payments and refunds; create payment links and refund payments. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.

Connect Instamojo50 free tool calls a month

What can I ask?

Turn on the Instamojo connector, then ask in plain words. The AI picks the tools.

Which of my payment requests are still pending?
Show the payments made against my latest payment request.
Create a payment link for 1500 INR for 'Workshop seat' and give me the URL.
List my refunds from this month.

What you can do with Instamojo in Claude and ChatGPT

For Indian merchants and freelancers who collect payments with Instamojo payment links.

Find payment requests that are still pending

The AI lists payment requests (payment links) with purpose, amount in INR, buyer and status (Pending, Sent, Failed, Completed). You see which links are unpaid.

See the payments made on a payment request

The AI opens a payment request and then each payment with status, amount, fees, buyer, instrument such as UPI or card, and failure reason.

List and check refunds

The AI lists refunds with payment id, status, reason type, refund and total amount and date, and opens one by its case id.

Create a payment link for an amount

The AI creates a payment request for an amount in INR and returns the short and long URL to share. The buyer is emailed or texted only if you ask.

Changes data

Turn a payment link off or on, or refund a payment

The AI disables a payment link so it stops accepting payments, or enables it again, or refunds a payment in full or in part. Only one refund is allowed per payment.

Changes data

How do I connect Instamojo?

Before you connect

The login page asks for your Private API Key and Private Auth Token.

Find both on instamojo.com/integrations. The keys act on your whole account, so treat them like a password. They are used only to call the Instamojo API on your behalf and are never shown to anyone.

Claude claude.ai · Desktop

Open Customize → Connectors, then click + Add → Add custom connector.
Enter the name Instamojo and this URL, then click Add:
https://instamojo.usefulapi.io/mcp
Claude opens the login page: enter your Private API Key and Private Auth Token.
In a chat, click + → Connectors and turn on Instamojo.

Team and Enterprise: an Owner adds the connector for the organization first.

ChatGPT chatgpt.com

Open Plugins, click +, then Add custom MCP server.
Enter the name Instamojo and this URL, choose OAuth as the authentication, confirm the warning and create it:
https://instamojo.usefulapi.io/mcp
ChatGPT opens the login page: enter your Private API Key and Private Auth Token.
In Plugins, install Instamojo, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http instamojo https://instamojo.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "instamojo": {
      "url": "https://instamojo.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "instamojo": {
      "type": "http",
      "url": "https://instamojo.usefulapi.io/mcp"
    }
  }
}

Codex

Run these commands. The second one opens the login page:

codex mcp add instamojo --url https://instamojo.usefulapi.io/mcp

codex mcp login instamojo

Other clients

Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.

https://instamojo.usefulapi.io/mcp

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Private API Key and Private Auth Token. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Pricing

Plan	Price	Limit
Free	$0	50 tool calls / month
Proper user	$9/mo · $90/yr	10,000 tool calls / month
Pro+per user	$39/mo · $390/yr	100,000 tool calls / month

Each paid plan covers this Instamojo server only. Ask your AI to run instamojo_upgrade and choose Pro or Pro+, billed monthly or yearly (it returns a Stripe Checkout link). If you already have Pro, ask to change it to Pro+. The change requires your confirmation, keeps your billing interval and charges the price difference for the rest of the period immediately. Cancel any time with instamojo_cancel_subscription: your paid plan continues to the end of the paid period, with no refund for the current period, and asking to resume the same plan with instamojo_upgrade before then undoes the cancel. Or write to support@usefulapi.io.

Tools 13

Show all 13 tools (the AI picks them for you)

Read only · 5

List payment requestsinstamojo_list_payment_requests
List the payment requests (payment links) of the account with id, purpose, amount (INR), buyer, status (Pending, Sent, Failed, Completed), short and long URL and timestamps. Paged: use next_page.
Get payment requestinstamojo_get_payment_request
One payment request by id, with its status and the payments made against it (the payment ids go to instamojo_get_payment).
Get paymentinstamojo_get_payment
One payment by its id (MOJO...): status (Credit = paid, Failed), amount, fees, buyer, instrument (card, UPI, netbanking, wallet), failure reason, payout and the payment request it belongs to.
List refundsinstamojo_list_refunds
List refunds with id (case id), payment id, status, reason type, refund and total amount (INR) and date. Paged: use next_page.
Get refundinstamojo_get_refund
One refund by its id (the case id from instamojo_list_refunds, e.g. C5c0751272).

Changes data · 4

Create payment requestinstamojo_create_payment_request
WRITE: create a payment request (a payment link) and return its id and URLs (longurl, shorturl) to share with the buyer. Amount is in INR. The buyer is NOT emailed or texted unless send_email / send_sms is true (they then need email / phone). Nothing is charged; the buyer pays on the link.
Disable payment requestinstamojo_disable_payment_request
WRITE: disable a payment request so its link no longer accepts payments (instamojo_enable_payment_request undoes it). Existing payments are not touched.
Enable payment requestinstamojo_enable_payment_request
WRITE: enable a previously disabled payment request so its link accepts payments again.
Create refundinstamojo_create_refund
WRITE (moves money): refund a payment, in full or in part. Instamojo allows only ONE refund per payment, so a partial refund cannot be topped up later. Without confirm: true nothing is sent and the call returns a preview of the refund; ask the user to confirm, then call again with confirm: true. Reason types: RFD = duplicate/delayed payment, TNR = product/service no longer available, QFL = customer not satisfied, QNR = product lost/damaged, EWN = digital download issue, TAN = event was canceled/changed, PTH = problem not described above.

Your usefulapi plan · 4

Usage status (free-tier meter)instamojo_usage_status
Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
Request a missing featureinstamojo_request_feature
Tell usefulapi that the user needs something the Instamojo tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
Upgrade to Pro or Pro+instamojo_upgrade
Get a paid plan for Instamojo (the free tier caps monthly usage). Pro: 10,000 tool calls a month, for normal use — plan "monthly" ($9/month) or "yearly" ($90/year, 2 months free). Pro+: 100,000 tool calls a month, for automations and heavy use — plan "plus" ($39/month) or "plus_yearly" ($390/year). Without a plan it returns both Pro and Pro+, each with a payment link, for the user to choose; with a plan, one link. An existing Pro subscription changes to Pro+ in place: call without confirm first, as the reply states the exact charge for this account (the price difference for the rest of the period, or in a free Pro trial the full Pro+ price, as the trial ends); then call with confirm: true. Cancel any time: the plan then runs to the end of the paid period, so it also suits a one-time job. A link opens Stripe Checkout in the browser; after payment the account upgrades automatically. Does not count against the meter.
Cancel the Pro subscriptioninstamojo_cancel_subscription
Cancel the caller's Instamojo Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run instamojo_upgrade later to undo the cancel before the period ends. Does not count against the meter.

FAQ

What can I do with Instamojo in Claude or ChatGPT?

Find payment requests that are still pending. See the payments made on a payment request. List and check refunds. Create a payment link for an amount. Turn a payment link off or on, or refund a payment. See what you can do for the details.

Is this an official Instamojo product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by Instamojo. The server calls the Instamojo API with your own Instamojo access, so it sees only the data that your account can see.

Can I connect Instamojo to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your Private API Key and Private Auth Token. See Before you connect for where to find them.

Do I put my Instamojo key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Private API Key and Private Auth Token. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my Instamojo credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Instamojo API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Instamojo.

Can the AI change my Instamojo data?

Yes, if you approve it. 4 of the 9 Instamojo tools can create or change data. The other 5 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with 10,000 tool calls / month. Pro+ costs $39/mo or $390/yr, with 100,000 tool calls / month. Each subscription covers this Instamojo server only. Cancel any time: your paid plan then runs to the end of the paid period. Run instamojo_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run instamojo_upgrade and choose Pro or Pro+, billed monthly or yearly: it returns a Stripe Checkout link. If you already have Pro, ask to change it to Pro+. After you confirm, your existing subscription changes in place, keeps its billing interval and charges the price difference for the rest of the period immediately. To cancel, run instamojo_cancel_subscription. Your paid plan continues to the end of the paid period.

What if a Instamojo tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with instamojo_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

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