ChargeOver MCP server

Read ChargeOver customers, invoices, transactions, subscriptions, reports; create customers, quotes. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.

Connect ChargeOver50 free tool calls a month

What can I ask?

Turn on the ChargeOver connector, then ask in plain words. The AI picks the tools.

Which invoices are unpaid right now and what is the total balance?
List the active subscriptions for customer Acme Ltd.
Show payments and refunds we processed last month.
Add a note on Acme Ltd's account that they asked for a quote update.

What you can do with ChargeOver in Claude and ChatGPT

For subscription businesses who bill customers and collect payments with ChargeOver.

Find unpaid and overdue invoices

The AI searches invoices by status, such as open-unpaid or open-overdue, and by customer. It shows totals and balance, and adds up what is owed.

Check a customer's subscriptions and payments

The AI lists a customer's subscriptions (packages) with cycle and next invoice date, and the payments, refunds and credits that were processed.

Run a saved report

The AI reads a saved report's available filters and columns, then runs it with filters such as a date range and returns the rows.

Review items, coupons, usage and notes

The AI lists items with pricing tiers, coupons, metered usage data in a date range, and notes attached to customers, invoices or subscriptions.

Add a customer, contact, note or quote

The AI creates a customer, adds a contact to one, writes a note for your team, or creates a quote from existing items. No invoice is made and no email is sent.

Changes data

Correct a customer's details

The AI changes fields of an existing customer. It cannot touch payment methods, balances or status.

Changes data

How do I connect ChargeOver?

Before you connect

The login page asks for your ChargeOver app subdomain, REST API username and REST API password.

In ChargeOver open Settings (gear) → Developer → REST API, enable the API and copy the username and password shown there. They are API credentials, not your ChargeOver login. The subdomain is the part before .chargeover.com in your address. Your credentials are used only to call the ChargeOver API on your behalf; they are never shown to anyone.

Claude claude.ai · Desktop

Open Customize → Connectors, then click + Add → Add custom connector.
Enter the name ChargeOver and this URL, then click Add:
https://chargeover.usefulapi.io/mcp
Claude opens the login page: enter your ChargeOver app subdomain, REST API username and REST API password.
In a chat, click + → Connectors and turn on ChargeOver.

Team and Enterprise: an Owner adds the connector for the organization first.

ChatGPT chatgpt.com

Open Plugins, click +, then Add custom MCP server.
Enter the name ChargeOver and this URL, choose OAuth as the authentication, confirm the warning and create it:
https://chargeover.usefulapi.io/mcp
ChatGPT opens the login page: enter your ChargeOver app subdomain, REST API username and REST API password.
In Plugins, install ChargeOver, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http chargeover https://chargeover.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "chargeover": {
      "url": "https://chargeover.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "chargeover": {
      "type": "http",
      "url": "https://chargeover.usefulapi.io/mcp"
    }
  }
}

Codex

Run these commands. The second one opens the login page:

codex mcp add chargeover --url https://chargeover.usefulapi.io/mcp

codex mcp login chargeover

Other clients

Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.

https://chargeover.usefulapi.io/mcp

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your ChargeOver app subdomain, REST API username and REST API password. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Pricing

Plan	Price	Limit
Free	$0	50 tool calls / month
Proper account	$9/mo · $90/yr	10,000 tool calls / month
Pro+per account	$39/mo · $390/yr	100,000 tool calls / month

Each paid plan covers this ChargeOver server only. Ask your AI to run chargeover_upgrade and choose Pro or Pro+, billed monthly or yearly (it returns a Stripe Checkout link). If you already have Pro, ask to change it to Pro+. The change requires your confirmation, keeps your billing interval and charges the price difference for the rest of the period immediately. Cancel any time with chargeover_cancel_subscription: your paid plan continues to the end of the paid period, with no refund for the current period, and asking to resume the same plan with chargeover_upgrade before then undoes the cancel. Or write to support@usefulapi.io.

Tools 29

Show all 29 tools (the AI picks them for you)

Read only · 20

List or search customerschargeover_list_customers
List customers (companies that are billed). Filterable fields: customer_id, parent_customer_id, bill_state, ship_state, bill_country, ship_country, external_key, token, company, superuser_id, superuser_email, customer_status_state (a = active, i = inactive), customer_status_str (active-current, active-overdue, inactive-manual, inactive-activity), custom_1..custom_50, write_datetime, mod_datetime. Paged: pass next_offset as offset.
List or search contactschargeover_list_contacts
List contacts (the people at customers; the API calls them users). Filterable fields: user_id, external_key, first_name, last_name, email, phone, user_type_id, username, customers.customer_id (contacts of one customer). Paged: pass next_offset as offset.
List or search invoiceschargeover_list_invoices
List invoices with status, totals, credits, payments and balance. Filterable fields: invoice_id, refnumber, customer_id, invoice_status_str (open-unpaid, open-overdue, open-collections, closed-void, closed-paid), invoice_status_state (o = open, c = closed), package_id, package_token, date, currency_id, total, balance, subtotal, token, bill_state, bill_country, line_items.item_id, write_datetime, mod_datetime. Paged: pass next_offset as offset.
List or search transactions (read only)chargeover_list_transactions
List transactions (payments, refunds and credits that already happened; this tool only reads them). Filterable fields: transaction_id, customer_id, gateway_id, currency_id, creditcard_id, ach_id, tokenized_id, token, external_key, gateway_status, gateway_transid, amount, fee, transaction_type, transaction_method, transaction_detail, transaction_datetime, transaction_status.state, transaction_status.str, applied_to.invoice_id, applied_to.package_id. Paged: pass next_offset as offset.
List or search quoteschargeover_list_quotes
List quotes (proposals for a customer or lead; the list has no line items, get one quote for those). Filterable fields: quote_id, customer_id, brand_id, currency_id, refnumber, token, external_key, date, bill_state, bill_country, quote_status_str (open-new, open-sent, closed-won, closed-lost), quote_status_state (o = open, c = closed). Paged: pass next_offset as offset.
List or search subscriptionschargeover_list_subscriptions
List subscriptions (the API calls them packages): recurring billing plans of customers. Filterable fields: package_id, customer_id, token, brand_id, paymethod, paycycle (mon, qtr, yrl...), nickname, package_status_state (a active, c cancelled, e expired, s suspended), package_status_str (active-trial, active-current, active-overdue, canceled-nonpayment, canceled-manual, expired-expired, expired-trial, suspended-suspended), external_key, write_datetime, mod_datetime, cancel_datetime, line_items.item_id, customer.superuser_email, customer.users.email. Paged: pass next_offset as offset.
List or search items (products and discounts)chargeover_list_items
List items: the products, services and discounts that go on invoices, quotes and subscriptions, with their pricing tiers. Filterable fields: item_id, name, external_key, accounting_sku, item_type (service or discount), custom_1, custom_2, custom_3. Paged: pass next_offset as offset.
List noteschargeover_list_notes
List notes attached to customers, subscriptions, invoices, contacts, quotes and items. Filterable fields: context_str (customer, billing_package, invoice, user, quote, item), context_id. Paged: pass next_offset as offset.
List usage (metered) datachargeover_list_usage
List usage (metered billing) data points recorded against subscription line items. Filterable fields: line_item_id, external_key, from (date), to (date). Paged: pass next_offset as offset.
List couponschargeover_list_coupons
List coupons (code, description, type, enabled, linked discount item). Filterable fields: none documented; the list is small. Paged: pass next_offset as offset.
Get a customerchargeover_get_customer
Get one customer by customer_id: company, status, addresses, primary contact, terms, balance fields, custom fields.
Get a contactchargeover_get_contact
Get one contact (user) by user_id: name, email, phone, username, the customers they belong to.
Get an invoicechargeover_get_invoice
Get one invoice by invoice_id: status, line items, totals, balance, payments and credits applied, billing address.
Get a transaction (read only)chargeover_get_transaction
Get one transaction (payment, refund or credit that already happened) by transaction_id: amount, method, status, the invoices it was applied to, related refunds.
Get a quotechargeover_get_quote
Get one quote by quote_id: status, line items, totals, memo, links to the invoice or subscription it became.
Get a subscriptionchargeover_get_subscription
Get one subscription (package) by package_id: status, payment cycle, pay method, next invoice date, line items.
Get an itemchargeover_get_item
Get one item (product, service or discount) by item_id: name, type, SKU, pricing tiers per currency.
List reportschargeover_list_reports
List the account's saved reports (report_id and name). Run one with chargeover_run_report.
Get a report's definitionchargeover_get_report
A report's name, its available_filters (field names and allowed operators), available_columns and default_columns. Read this before chargeover_run_report to know which filters and columns to use.
Run a reportchargeover_run_report
Run a saved report and return its rows (read only; nothing is changed). Filters use the report's own field names from chargeover_get_report, for example [{field:'transaction_transaction_date',op:'GTE',value:'2026-01-01'}]. Operators vary by field (dates GTE/LTE/EQUALS, ids EQUALS, strings CONTAINS/DOES_NOT_CONTAIN). To page (offset > 0) an order is required. Max 1000 rows per page.

Changes data · 5

Create a customerchargeover_create_customer
WRITE: create a new customer (no charge, no invoice, no email is sent by this call). Returns the new customer_id. Add a primary contact with the superuser_* fields. Use chargeover_list_customers first to avoid a duplicate (external_key is unique).
Update a customerchargeover_update_customer
WRITE: change fields of an existing customer; send only the fields to change. Cannot touch payment methods, balances or status. Replaces the previous values of the fields you send.
Add a contact to a customerchargeover_create_contact
WRITE: add a contact (person) to an existing customer. No email is sent by this call. Returns the new user_id.
Add a notechargeover_create_note
WRITE: add a note to a customer, subscription, invoice, contact, quote or item (shown in the ChargeOver UI to the team; never sent to the customer). Returns the note id.
Create a quotechargeover_create_quote
WRITE: create a quote (a proposal) for an existing customer. Nothing is billed and no email is sent: the quote stays open until someone sends or accepts it in ChargeOver. Each line refers to an existing item (chargeover_list_items). paycycle: one = one-time invoice, mon = monthly, 2mn = every 2 months, qtr = quarterly, six = every 6 months, yrl = yearly, 2yr, 3yr, 1wk = weekly, 2wk. Returns the new quote_id.

Your usefulapi plan · 4

Usage status (free-tier meter)chargeover_usage_status
Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
Request a missing featurechargeover_request_feature
Tell usefulapi that the user needs something the ChargeOver tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
Upgrade to Pro or Pro+chargeover_upgrade
Get a paid plan for ChargeOver (the free tier caps monthly usage). Pro: 10,000 tool calls a month, for normal use — plan "monthly" ($9/month) or "yearly" ($90/year, 2 months free). Pro+: 100,000 tool calls a month, for automations and heavy use — plan "plus" ($39/month) or "plus_yearly" ($390/year). Without a plan it returns both Pro and Pro+, each with a payment link, for the user to choose; with a plan, one link. An existing Pro subscription changes to Pro+ in place: call without confirm first, as the reply states the exact charge for this account (the price difference for the rest of the period, or in a free Pro trial the full Pro+ price, as the trial ends); then call with confirm: true. Cancel any time: the plan then runs to the end of the paid period, so it also suits a one-time job. A link opens Stripe Checkout in the browser; after payment the account upgrades automatically. Does not count against the meter.
Cancel the Pro subscriptionchargeover_cancel_subscription
Cancel the caller's ChargeOver Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run chargeover_upgrade later to undo the cancel before the period ends. Does not count against the meter.

FAQ

What can I do with ChargeOver in Claude or ChatGPT?

Find unpaid and overdue invoices. Check a customer's subscriptions and payments. Run a saved report. Review items, coupons, usage and notes. Add a customer, contact, note or quote. Correct a customer's details. See what you can do for the details.

Is this an official ChargeOver product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by ChargeOver. The server calls the ChargeOver API with your own ChargeOver access, so it sees only the data that your account can see.

Can I connect ChargeOver to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your ChargeOver app subdomain, REST API username and REST API password. See Before you connect for where to find them.

Do I put my ChargeOver key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your ChargeOver app subdomain, REST API username and REST API password. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my ChargeOver credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the ChargeOver API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in ChargeOver.

Can the AI change my ChargeOver data?

Yes, if you approve it. 5 of the 25 ChargeOver tools can create or change data. The other 20 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with 10,000 tool calls / month. Pro+ costs $39/mo or $390/yr, with 100,000 tool calls / month. Each subscription covers this ChargeOver server only. Cancel any time: your paid plan then runs to the end of the paid period. Run chargeover_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run chargeover_upgrade and choose Pro or Pro+, billed monthly or yearly: it returns a Stripe Checkout link. If you already have Pro, ask to change it to Pro+. After you confirm, your existing subscription changes in place, keeps its billing interval and charges the price difference for the rest of the period immediately. To cancel, run chargeover_cancel_subscription. Your paid plan continues to the end of the paid period.

What if a ChargeOver tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with chargeover_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

More Payments & Billing MCP servers

All Payments & Billing servers →